Accidental Damage Protection

St. Barts Blue provides an Accidental Damage Protection (ADP) plan for a nominal fee to cover damage claims arising from your vacation home rental. Nothing can ruin a vacation faster than an accident damaging a costly piece of furniture at your vacation rental, saddling guests with a significant unexpected cost that can cost thousands of dollars. With our ADP plan, you can rest easy and be assured that you are well taken care of. Claims will be seamlessly handled directly between the property representative and our company to cover the cost of repair or replacement up to the designated coverage amount. Additionally, for your greater convenience, the ADP replaces the requirement to submit a damage deposit required by vacation home properties.

*If your required damage deposit exceeds $5000, please contact us.

Policy Details

  1. No deductible is required.
  2. Plan is non-refundable and non-transferrable.
  3. Limited to one Accidental Damage Protection plan per vacation rental reservation.
  4. Damage must occur within the designated lease agreement date period.
  5. Accidental Damage Protection plan must be bought at least 48 hours prior to arrival.
  6. St. Barts Blue reserves the right to refute, contest or negotiate damage claims upon your behalf. Claims by manager or guest must be verified and may require an affidavit from involved parties.
  7. Guest is responsible for claims in excess of coverage.
  8. Accidental Damage Protection plan does not cover claims in the following situations:
    • Intentional damage or gross negligence
    • Damage incurred in violation of the lease agreement
    • Damage caused by third party, pets, unauthorized guests, or during an unauthorized event
    • Does not cover theft, fire, inclement weather, or natural disaster
    • Does not cover theft, loss or damage of personal effects by you or registered guests.
    • Claim must be related to the real and documented property of the vacation home
    • Excess cleaning costs
  9. Claim from property manager must be submitted to St. Barts Blue for direct handling and investigation. Claim by property manager must be substantiated by verifiable evidence, receipts and billing. The protection policy will cover the lessor of the replacement or repair cost of the damaged item up to the designated insurance amount. Any amounts over the designated insurance amount will be the responsible of the lessor.

Credit or Debit Card Powered by Stripe
For credit card payments, a fee of 2.5% will be applied
Toll Free: 1-877-323-5719
International: 1-704-499-6367 (USA)
Fax: 1.866.521.9771
Villa and Reservation Inquires:
[email protected]
Concierge & Guest Relations inquiries:
[email protected]
St Barts Blue, LLC
1209 Churchill Downs Drive
Waxhaw, North Carolina 28173


"My wife and I just wanted to write quickly to let you know how amazing our trip was and how impressed we were with your service from start to finish. Will definitely be booking all future St Barths trips through you!!"
Zac M.